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Overview


First United Bank is proud to be part of the Small Business Administration (SBA) Preferred Lender Program. With our Preferred Lender status, we can offer quick approvals from the SBA as well as competitive rates with flexible terms and conditions to help your business meet its financing needs.

Our experienced team will work with you to structure an SBA financing package that will enable you and your business to meet the challenges it encounters and to achieve your path to success. With over 100 years of cumulative experience with the SBA loan programs, we stand ready to assist you with an ideal financing solution.

SBA loan solutions include:
  • SBA 7(a) Program - Used for a number of expenses, including working capital, plant and equipment, real estate and business acquisitions.
  • SBA 504 Program - Designed for businesses looking to acquire fixed assets like real estate and equipment.
  • SBA Lines of Credit - Ideal for small business lines of credit.
SBA Preferred Lender

Approved to offer SBA loan products under SBA’s Preferred Lender program.

Ready to learn more? Contact our SBA Loan experts today.

Email us at sbaloans@firstunitedbank.com
or call 940-349-LOAN (5626)

Is an SBA loan right for me?

Ask yourself:
  • Do you want to purchase real estate or equipment rather than lease?
  • Would you like to expand your current facilities?
  • Do you have a need to refinance existing debt on better terms?
  • Are you wanting to expand business operations?
  • Are you considering a partner buy-out or business acquisition?
  • Could your business benefit from an infusion of much needed working capital?
If your answer is "yes" to any of these questions, SBA might be a great option for your business needs. Contact one of our SBA professionals soon!

Benefits of SBA Loans

  • Lower down payments / equity injection
  • Longer finance terms
  • Fully amortizing loans
  • Reasonable loan covenants
  • Competitive rates


PLUS, our PLP status with SBA allows us to deliver solutions to your business quicker!

SBA Success Stories

Examples of satisfied SBA 7(a) Loan Customers:
  • Daycare/children's learning center: expansion/new construction project. Included ground up construction of a new day care center: machinery, equipment, furniture and working capital. $474,600, 10% down payment, 20 year fully amortized with an additional 12 months interest only for construction period.
  • Advertising agency: real estate acquisition/rent replacement. Included acquiring an owner occupied office building. $5,000,000, 20 year fully amortized, 10% down payment.
  • Funeral Home: Debt Refinance. Consisted of refinancing/consolidating debt and increasing working capital. $2,812,000, 15 year fully amortized, 100% financing.


Examples of satisfied SBA 504 Loan Customers:
  • New Truck Stop/Travel Center: New Construction. Covered ground up construction of a new truck stop, including construction soft costs, machinery, furniture and equipment. $5,441,200, with a $3,200,700 1st lien, and a 2,240,500 2nd lien. 10 year term with 20 year amortization with an additional 18 months interest only for construction period 1st lien. 20 year fully amortizing 2nd lien, and 15% down payment.
  • Hog Facility: Real Estate Business Acquisition. Included the purchase of an existing hog facility. $1,000,000 with a $575,000 1st lien and a $425,000 2nd lien on a 10 year fully amortized 1st lien and a 20 year fully amortized 2nd lien. 13% seller carry down payment.
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