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SBA Lending
Small Business Administration
First United Bank is proud to be part of the Small Business Administration (SBA) Preferred Lender Program.
Our experienced team will work with you to structure an SBA financing package that will enable you and your business to meet the challenges it encounters and to achieve your path to success. With over 50 years of cumulative experience with the SBA loan programs, we stand ready to assist you with an ideal financing solution
With our Preferred Lender status, we can offer quick approvals from the SBA as well as competitive rates with flexible terms and conditions to help your business meet its financing needs.
Is an SBA Loan right for me?
Ask yourself:
- Do you want to purchase real estate or equipment rather than lease?
- Would you like to expand your current facilities / business operations?
- Do you have a need to refinance existing debt on better terms?
- Are you considering a partner buy-out or business acquisition?
- Could your business benefit from an infusion of much needed working capital?
- Are you starting up a new business venture or franchise?
Benefits
- Lower down payments / equity injection
- Lower injection helps preserve needed working capital especially in start up businesses.
- Longer finance terms allows for a lower monthly payment.
- Fully amortizing loans with no balloon payments
- Competitive rates
- PLP Lender allows for faster approvals from the SBA
If your answer is "Yes" to any of these questions,SBA might be a great option for your business need
Make an InquirySBA Loan Solutions
SBA 7(a) Program
Used for a number of expenses, including working capital, plant and equipment, real estate and business acquisitions.
- Purchase/Refinance of real estate
- Construction/Expansion
- Purchase Equipment / FF&E
- Business Acquisitions
- Leasehold Improvements and Working Capital
- Debt Refinance
SBA 504 Program
Designed for businesses looking to acquire fixed assets like real estate and equipment.
- Purchase/Refinance of real estate
- Construction / Expansion of facilities
- Purchase long life machinery and equipment
SBA Lines of Credit
Ideal for small business lines of credit
SBA Success Stories
Satisfied SBA 7(a) Loan Customers
RV and Mini-warehouse
Expansion/New Construction Project
Included the second phase construction of new units after financing the original facility’s construction. $1,494,00 100% financing using existing real estate equity, 20 year term with 12 months interest only period for construction period.
Automotive Repair
Expansion For 2nd Location
Included the construction of a new facility, purchase of equipment and working capital. $874,000, 25 year amortization, 15% equity.
Business Acquisition
Parts Business
Partner buyout of existing long time business with debt refinance and working capital. $923,000, 10 year amortization using partner’s existing equity.
Satisfied SBA 504 Loan Customers
New Assisted Living and Memory Care Facility
New Construction
Covered ground up construction of a new facility, including construction hard and soft costs, furniture and equipment. $7,950,200 with a $4,968,700 first lien and $2,981,500 2nd lien. First lien 10 year term with 25 year amortization with a 24 month interest only for construction period and 20% equity injection.
Full Service Restaurant
Business Expansion 4th Location
Included the construction of a new facility, debt refinance and purchase off FF&E. $2,214,000 with a $1,230,000 1st lien and a $984,000 2nd lien. First lien on a 20 year fully amortization with additional 12 months interest only period during construction. 10% equity injection.
If your answer is "Yes" to any of these questions,SBA might be a great option for your business need
Contact Us Today
