Make your savings soar!
Unlike other offers you might see advertised, every dollar in this First United account earns interest.
Not only will you grow your cash balance, but you also get easy access to your money whenever you want. Unlike some products that require you to deposit for a fixed term, with a Money Market Account2 you can always access your funds online, at a local First United location, with a debit card, or by writing a check3.
These rates won’t last forever, so chat with a relationship banker at one of our Community Bank locations.
High Yield Money Market2
Minimum $25,000 to earn promotional rate.
Open Your MMA with $100
Account must be funded with $5,000 new money within 7 days of account open.
Features you need to grow and manage your money.
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Minimum Balance Fees Waived. When you maintain a minimum balance of $5,000.
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Transfer Funds. With a click of a button, you can move funds between First United deposit accounts.3
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Daily Accrual. Every day your money grows in your High Yield Money Market Account.
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Local Support. Our local bankers are just down the street, and our phone care center teams are ready to answer your questions at all hours of the day – or night.
Get Growing
To get started, simply click, call or come in.
CLICK to start your application.
CALL local help at (800) 924-4427.
COME IN for a conversation.
A complete listing of the rates and tiers as of September 22, 2026:
| Balance | 90 Day Introductory Interest Rate |
Base Interest Rate |
Blended APY |
|---|---|---|---|
| $0 - $24,999.99 | 4.25% | 1.00% | 1.82% |
| $25,000-$499,999.99 | 4.25% | 3.00% | 3.36% |
| $500,000+ | 4.25% | 3.10% | 3.44% |
- Annual Percentage Yield (APY) is effective as of September 22, 2026. The interest rate and APY are variable and are subject to change after the account is opened (or after the promotional period). The interest rate and APY for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. Fees could reduce the earnings on the account. Minimum $25,000 to obtain the advertised APY. A 90-day introductory interest rate will be applied to an account opened on and after 9/22/26. After 90 days, the base interest rate and annual percentage yield (APY) will apply. The base interest rate and annual percentage yield for these tiers may change at our discretion at any time.
- You must deposit at least $100 to open this account. Requires funding account with $5,000 new money (funds not held in FUB accounts within the last 60 days) within the first 7 days from the account opening date. If the new money requirement is not met, then the account may be converted into a (standard) Money Market account.
- $10 Excessive Debit Fee is assessed for each limited debit transaction, as described in the Truth-In-Savings disclosure, after 6 per month.
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