Benefits of Direct Deposit
Get paid with confidence. Direct deposit delivers your funds directly to your First United account, providing a safer, faster, and more convenient alternative to paper checks.
Faster access to funds
Increased security
No paper checks
Automatic deposits
Reduced risk of lost or stolen checks
Convenient recurring payments
Ready to Enroll in Direct Deposit?
Currently being paid with a paper check that takes time to deposit and access funds? Limited by a Payroll Card in how you can access and spend your hard earned money? Download the form and submit your information to your payroll administrator.
How to Get Started
Enjoy a faster, more secure, and convenient way to receive your paycheck or recurring payments. With direct deposit, your money is automatically deposited into your First United Bank account—no paper checks or trips to the bank required.
- Open a First United Bank Checking Account if you don't already have one.
- Download the Direct Deposit Authorization Form.
- Complete the form using your First United Bank routing and account numbers.
- Submit the completed form to your employer, payroll provider, or benefits administrator.
- Watch for your first direct deposit—your employer will let you know when your deposits will begin.
Need Help?
Need assistance getting started? Contact First United Bank or visit your nearest branch for help setting up direct deposit.
Need a Checking Account for Direct Deposit?
Open an AccountCommon Types of Direct Deposits
Direct deposit isn't just for paychecks. It can be used to receive a wide range of recurring payments directly into your account, making it easier to access your funds quickly and securely.
- Paychecks
- Government benefits
- Social Security
- Tax refunds
- Retirement income
- Pension payments
- Expense reimbursements
What Information Do You Need for Direct Deposit?
You will need your routing number and account number. See below for more details like account and routing number for Oklahoma and Texas.
Locate your Routing Number and Account Number
- Online Banking (Login, click on account, click "Details & Settings")
- Account opening documents or Account statement
- Check
- Bank routing transit number (RTN):
This is the nine-digit number on the bottom left-hand corner of your checks, to the left of your account number. - Account number:
Unique to your account and can be up to 13 digits in length. You will need it to set up direct deposit. You can also find this information on your account opening documents or account statement.
First United Routing Number*
Oklahoma: 103100881
Texas: 111911321
Frequently Asked Questions
-
What is direct deposit?
Direct deposit is a secure way to receive recurring payments, such as paychecks, government benefits, tax refunds, or retirement income, directly into your First United account without receiving a paper check. If you're changing banks, First United's ClickSwitch service can help move your direct deposit and recurring payments to your new account.
-
How do I set up direct deposit?
Complete a Direct Deposit Authorization Form using your First United routing number and account number, then submit it to your employer, payroll provider, or benefits administrator.
If you're switching banks, First United's ClickSwitch service can help simplify the process by assisting with moving direct deposits and recurring payments to your First United account.
-
How long does direct deposit take?
The timing is determined by your employer or payment provider. After setup is submitted and approved, deposits are typically made automatically on scheduled pay dates.
-
Can I split my paycheck between accounts?
Many employers allow you to split your paycheck between multiple accounts. Check with your payroll administrator to determine available options and requirements.
-
Can I change my direct deposit?
Yes. To update your direct deposit information, submit a new authorization form to your employer, payroll provider, or benefits administrator with your updated account information.
If you're moving your direct deposit from another financial institution to First United, our ClickSwitch service can help simplify the transition.
-
Do I need a voided check?
Some employers may request a voided check, while others only require a completed authorization form. Check with your employer or payment provider to confirm their requirements.
-
What if my direct deposit doesn't arrive?
First, verify the payment date with your employer or benefits provider. If the deposit still has not posted, contact First United for assistance in reviewing your account activity and deposit status.
-
Is direct deposit secure?
Yes. Direct deposit provides a secure and reliable way to receive payments electronically, reducing the risk of lost, stolen, or delayed paper checks.
To make the most of direct deposit, First United offers checking account options designed to fit different financial needs, whether you're looking for simple everyday banking, added identity protection, or an interest-earning account.
Already have direct deposit at another bank? Use ClickSWITCH!
Start Here- Even though you are assigned a specific routing number at time of account opening, either one will work for this process.
What's your ZIP code?
We need this to give you the right information for your location.