Benefits abound.


No two financial journeys are the same. Whether you’re looking for a starter account or an opportunity to earn interest, the team at First United has you covered with an account built to fit your needs.

Man and woman smiling while working on laptop

Basic Checking

If simplicity and convenience is what you’re after, there’s no better choice than Basic Checking. 

 

To waive the monthly maintenance fee for Basic Checking sign-up for eStatements, setup direct deposit, or have $10,000 total combined deposit balance. Automatically waived for accountholders 17 and under.

  • Opening deposit: $100
  • Interest earning: No
  • Monthly maintenance fee: $3.505
    How to waive
LEARN MORE
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Secure Checking

There is only one you. SecureChecking with IDProtect® can help protect your identity4

  • Opening deposit: $100
  • Interest earning: No
  • Monthly maintenance fee: $6.95
LEARN MORE
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Prestige Checking

Enjoy all the convenience of a checking account while earning interest on your money.  

 

To waive the monthly maintenance fee for Prestige Checking you must have $1,000 min. daily balance.

  • Opening deposit: $100
  • Interest earning: Yes
  • Monthly maintenance fee: $7.506
    How to waive
LEARN MORE

Benefits abound.

No two financial journeys are the same. Whether you’re looking for a starter account or an opportunity to earn interest, the team at First United has you covered with an account built to fit your needs.

  • BASIC CHECKING

    If simplicity and convenience is what you’re after, there’s no better choice than Basic Checking. 

     

    To waive the monthly maintenance fee for Basic Checking sign-up for eStatements, setup direct deposit, or, have $10,000 total combined deposit balance. Automatically waived for accountholders 17 and under.

    • Opening deposit: $100
    • Interest earning: No
    • Monthly maintenance fee: $3.505
      How to waive
    LEARN MORE
  • SECURE CHECKING

    There is only one you. SecureChecking with IDProtect® can help protect your identity4

    • Opening deposit: $100
    • Interest earning: No
    • Monthly maintenance fee: $6.95
       
    LEARN MORE
  • PRESTIGE CHECKING

    Enjoy all the convenience of a checking account while earning interest on your money.  

    • Opening deposit: $100
    • Interest earning: Yes
    • Monthly maintenance fee: $7.506
      How to waive
    LEARN MORE

Need new checks? Order them using your account information.

Order Checks

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Find the personal account that's right for you. 


When it comes to checking, one size does not fit all. From IDProtect® to mobile check deposit, we offer account options with features designed around the way you live.

  Basic Checking Secure Checking Prestige Checking
Online & Mobile Banking1,9
Online & Mobile Banking1,9

Free ATM Transactions2
Free ATM Transactions2

Visa® Instant Issue Debit Card3
Visa® Instant Issue Debit Card3

Free Online Bill Pay
Free Online Bill Pay

Mobile Check Deposit1
Mobile Check Deposit1

Pay-a-Person
Pay-a-Person

Free e-Statements9
Free e-Statements9

$100 off Mortgage Closing7
$100 off Mortgage Closing7

Identity and Cell Phone Protection4
Identity and Cell Phone Protection4

Credit File Monitoring4
Credit File Monitoring4

ID Theft Resolution Services4
ID Theft Resolution Services4

YouFirst Personalized Debit Card8
YouFirst Personalized Debit Card8

Earns Interest
Earns Interest

No

No

Yes

Opening Deposit
Opening Deposit

$100

$100

$100

Monthly Maintenance Fee
Monthly Maintenance Fee

$3.505
How to waive

$6.95

$7.507
How to waive

 

  • "I love being a part of our customers' life, being able to make a difference is so heartwarming."

    Sandra
    Relationship Banker at First United Bank
Gray smartphone with First United Bank website on it

Online & Mobile Banking

First United makes it even easier to manage your personal accounts safely and conveniently with our Online and Mobile Banking. With simple-to-use navigation, online features and services, you can do your banking anytime, anywhere and save time and money.

  • Mobile Deposits
  • Apple® Watch App
  • Bill Pay
  • eStatements
  • Funds Transfer
  • Budgeting

 

Available now. Download on the App Store Get it on Google Play

1  Message and data rates may apply. Such charges include those from your communications service provider.

2  Up to a maximum of 5 ATM foreign transactions per month.

3  Additional replacement cards may be subject to a fee.

4  Terms and conditions apply, click the Secure Checking Start Here button for more information.

5  To waive the monthly maintenance fee for Basic Checking sign-up for eStatements, setup direct deposit, or have $10,000 total combined deposit balance. Automatically waived for accountholders 17 and under.

6  To waive the monthly maintenance fee for Prestige Checking you must have $1,000 min. daily balance.

7  Mortgage must be auto drafted from First United Bank checking account. Applies to secondary market mortgage loan only.

8  $9.95 per card

9  Activation/registration required