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Make your money work for you. 

We offer flexible, high-yield savings you can access without an early withdrawal penalty, plus convenient features that allow you to bank on your terms.

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Easy to get started

Open your account with a $100 deposit.

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Low Fee

Enjoy a low $9.95 monthly maintenance fee.*
How to waive


To waive the monthly maintenance fee maintain a minimum daily balance of $1,500.

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Online/Mobile Banking

Bank on your terms. Anytime, anywhere. 

Get started today. START HERE

Features designed around you.


Online Banking1,2

Instant Issue Debit Card3,5

Earns Interest4

Touch/Face ID Mobile Banking1,2


Mobile Check Deposit

Based On Tiered Rates4

No-Fee Foreign ATM Withdrawals6

A different kind of bank.

First United Bank is a financial services organization dedicated to helping you protect and make the most of your assets. But we’re a lot more than that. Banking and finance are what we do, not who we are. We invite you to discover what makes us unique.

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Spend your next chapter Wisely.  


The trials we go through in life are like those seemingly misshapen puzzle pieces. In the heat of the moment, our trials fail to suggest that they “fit” into our lives. But as time goes by and we look back, these at one time heart-wrenching difficulties now fit perfectly into the overall image.


Explore Faith Pillar

*  To waive the monthly maintenance fee maintain a minimum daily balance of $1,500.

1  Message and data rates may apply. Such charges include those from your communications service provider.

2  Registration/activation required.

3  Additional replacement cards may be subject to fee.

4  A complete listing of the rates and tiers as of August 1, 2023:

Applicable interest rates for balance ranges.
Balance Interest Rate APY7
$0 - $24,999 0.35% 0.35%
$25,000 - $99,999 1.00% 1.00%
$100,000 - $249,000 1.24% 1.25%
$250,000 - $999,999 1.49% 1.50%
$1,000,000 - $4,999,999 1.98% 2.00%
$5,000,000+ 2.23% 2.25%

5  $10 fee per withdrawal exceeding 6 withdrawals per month.

6  We'll waive 5 non-First United Bank ATM cash withdrawal fees per month.

7  Annual Percentage Yield (APY) is effective as of August 1, 2023. The interest rate and APY are variable and are subject to change after the account is opened (or after the promotional period). Rate effective as of the date listed. Fees could reduce the earnings on the account. The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. Fees could reduce the earnings on the account.