What is a Personal Line of Credit1,2?


Similar to a credit card, a personal line of credit (PLOC) let's you borrow money against your approved credit limit. A personal line of credit is a great option if you need to borrow money regularly usually for large expenses like home improvement, vacations, or medical bills. Unlike a credit card a personal line of credit typically offers a larger borrowing limit and at a better rate.

More information and benefits of a personal line of credit can be found below. If you have questions First United is here to help guide you with your financial needs. Find your local community bank here or start an application online here.

    Take advances as needed during the draw period
    Only pay interest on the amount you've drawn
    Available balance available again once paid down
    Variable Interest Rate
    No collateral required

Interested in getting a Personal Life of Credit?

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You can use a PLOC for a variety of things.

Kitchen home improvement

Home Improvements

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Pay Off Debt

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Unexpected Expenses

1  Products vary by state.

2  All programs subject to credit approval and loan amounts are subject to creditworthiness. Some restrictions may apply. The term, amount, interest rate and repayment schedule for your loan, and any product features, including interest rate locks, may vary depending on your creditworthiness and on the type, amount, and collateral for your loan.