Senior couple sitting together

401(k) Planning

If you've changed jobs and left behind a 401(k) or other qualified plan, you could be neglecting one of your most important assets. We can help you manage and monitor your investments, creating a strategy that aligns your retirement savings with your overall financial goals.

We can help you:

  • Learn the advantages and disadvantages of all available distribution options.
  • Learn the tax consequences of lump-sum distributions.
Senior couple sitting together in their living room with a laptop and papers

Roth IRA

Reducing the uncertainties associated with retirement always makes sense. A Roth IRA's tax advantages can plan an important role in navigating a future made more challenging by potentially higher tax rates and the need to work longer.

Converting some or all of your IRA balances to a Roth IRA may yield potential benefits down the road. However, many factors should be considered, so let us help. We can discuss your situation and how a Roth IRA might be right for you.

Securities offered through LPL Financial.
Check the background of this firm on:
FINRA's BrokerCheck
Not FDIC Insured. No Bank Guarantee. May lose Value. Not a deposit. Not insured by any Federal Government Agency. First United Bank & Trust is not a registered broker/dealer and is not affiliated with LPL Financial.

Securities and advisory services offered through LPL Financial, a registered investment adviser. Member FINRA/SIPC. Insurance Products offered through LPL Financial or its licensed affiliates. The value of the investment may fluctuate, the return of the investment is not guaranteed, and loss of principal is possible.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AZ, AR, CA, CO, FL, GA, IL, LA, KS, KY, MD, MI, MO, MT, NC, OH, OK, OR, PA, SD, TN, TX, UT, WA, WI, WV.

First United Bank and the Wealth Management Group are not registered broker/dealers and are not affiliated with LPL Financial.