Manage day-to-day business with ease.


Orchestrating a business can be an around-the-clock job. First United checking accounts work to help your business streamline cash flow and simplify accounting – so you can stay focused on the things you know and love most.

Happy man with an apron working on his tablet.

United Business Free

Ideal for sole proprietors, DBAs, nonprofits, and some small businesses.

  • First 300 transactions are free1
  • No monthly service charge
  • Online banking and bill pay
LEARN MORE
Man talking on the phone

United Business

Meet the account designed with the small business in mind.

  • First 450 transactions are free2
  • Online banking and bill pay
LEARN MORE
Two happy men with yellow construction hats working together.

United Commercial

Designed for larger businesses with complex cash management needs.

  • Best if writing 75+ checks per month
  • Earn credit on a percentage of the collected balance, and offset transaction charges
  • Low monthly service charge*
  • Online banking and bill pay
LEARN MORE

Manage day-to-day business with ease.

Orchestrating a business can be an around-the-clock job. First United checking accounts work to help your business streamline cash flow and simplify accounting – so you can stay focused on the things you know and love most.

  • United Business Free

    Ideal for sole proprietors, DBAs, nonprofits, and some small businesses.

    • It is for transactions less than 350 items, it also has an overage charge as well.
    • No monthly service charge*
    • Online banking and bill pay
    LEARN MORE
  • United Business

    Meet the account designed with the small business in mind.

    • This account type is best for clients less than 450 transactions per month. There is an additional charge if they go over the item count. 
    • Online banking and bill pay
    LEARN MORE
  • United Commercial

    Tailored to commercial customers maintaining high balances.

    • Best if writing 75+ checks per month
    • Earn credit on a percentage of the collected balance, and offset transaction charges
    • Low monthly service charge*
    • Online banking and bill pay
    LEARN MORE
 

$9.95 monthly service charge that can be waived with $15,000 minimum daily balance in United Business checking or $50,000 loan balance.

Options to choose from.


Whether you prefer paper checks or banking online, First United has a checking account to fit the way you live.

  United Business Free United Business United Commercial
Opening Deposit
Opening Deposit

$100

$100

$100

Interest Earning
Interest Earning

No

No

No

Features
Features

First 300 transactions free.1

First 450 transactions free.2

Varies

Service Charge
Service Charge

$0

$9.95
How to waive

$0*

Key Benefits
Key Benefits

•   Free Visa® Debit Card3
•   Free Online Banking4,5
•   Free Mobile Banking4,5
•   Free e-Statements4,5

•   Free Visa® Debit Card3
•   Free Online Banking4,5
•   Free Mobile Banking4,5
•   Free e-Statements4,5

•   Free Visa® Debit Card3
•   Free Online Banking4,5
•   Free Mobile Banking4,5
•   Free e-Statements4,5

  • "I just wanted to send you a note. I have been looking through all of our dashboards on the PPP program and you and your team are doing an outstanding job. The amount of loans already approved internally is fantastic. Keep up the good work and thank you!"

    Tecumseh
    East Central Oklahoma
Gray smartphone with First United Bank website on it

Online & Mobile Banking

First United makes it even easier to manage your personal accounts safely and conveniently with our Online and Mobile Banking. With simple-to-use navigation, online features and services, you can do your banking anytime, anywhere and save time and money.

  • Mobile Deposits
  • Apple® Watch App
  • Bill Pay
  • eStatements
  • Funds Transfer
  • Budgeting

 

Available now. Download on the App Store Get it on Google Play

*  Monthly Service Charge may vary and is determined by transaction volume, services utilized and earnings credit for balances maintained

1  $0.35 per transaction if more than 300 debits, credits, and deposited items per month.

2  $0.45 per per transaction if more than 450 debits, credits, and deposited items per month.

3  Additional replacement cards may be subject to a fee.

4  Message and data rates may apply. Such charges include those from your communications provider.

5  Registration/Activation required.