Manage day-to-day business with ease.
Orchestrating a business can be an around-the-clock job. First United checking accounts work to help your business streamline cash flow and simplify accounting – so you can stay focused on the things you know and love most.

United Business Free
Ideal for sole proprietors, DBAs, nonprofits, and some small businesses.
- First 300 transactions are waived1
- No monthly service charge
- Online banking and bill pay

United Business
Meet the account designed with the small business in mind.
- First 450 transactions are waived2
- Online banking and bill pay

United Commercial
Designed for larger businesses with complex cash management needs.
- Best if writing 75+ checks per month
- Earn credit on a percentage of the collected balance, and offset transaction charges
- Low monthly service charge*
- Online banking and bill pay
Manage day-to-day business with ease.
Orchestrating a business can be an around-the-clock job. First United checking accounts work to help your business streamline cash flow and simplify accounting – so you can stay focused on the things you know and love most.
-
United Business Free
Ideal for sole proprietors, DBAs, nonprofits, and some small businesses.
- First 300 transactions are waived1
- No monthly service charge
- Online banking and bill pay
-
United Business
Meet the account designed with the small business in mind.
- First 450 transactions are waived2
- Online banking and bill pay
-
United Commercial
Designed for larger businesses with complex cash management needs.
- Best if writing 75+ checks per month
- Earn credit on a percentage of the collected balance, and offset transaction charges
- Low monthly service charge*
- Online banking and bill pay
$9.95 monthly service charge that can be waived with $15,000 minimum daily balance in United Business checking or $50,000 loan balance.
Options to choose from.
Whether you prefer paper checks or banking online, First United has a checking account to fit the way you live.
United Business Free | United Business | United Commercial | |
---|---|---|---|
Opening Deposit | |||
Opening Deposit |
$100 |
$100 |
$100 |
Interest Earning | |||
Interest Earning |
No |
No |
No |
Features | |||
Features |
First 300 transactions free.1 |
First 450 transactions free.2 |
Varies |
Service Charge | |||
Service Charge |
$0 |
$9.95 |
$0* |
Key Benefits | |||
Key Benefits |
• Visa® Debit Card3 |
• Visa® Debit Card3 |
• Visa® Debit Card3 |

Online & Mobile Banking
First United makes it even easier to manage your personal accounts safely and conveniently with our Online and Mobile Banking. With simple-to-use navigation, online features and services, you can do your banking anytime, anywhere and save time and money.
- Mobile Deposits
- Apple® Watch App
- Bill Pay
- eStatements
- Funds Transfer
- Budgeting
* Monthly Service Charge may vary and is determined by transaction volume, services utilized and earnings credit for balances maintained
1 $0.35 per transaction if more than 300 debits, credits, and deposited items per month.
2 $0.45 per per transaction if more than 450 debits, credits, and deposited items per month.
3 Additional replacement cards may be subject to a fee.
4 Message and data rates may apply. Such charges include those from your communications provider.
5 Registration/Activation required.