Happy couple sitting on the floor

What is a Home Equity Line of Credit (HELOC)4?


A flexible revolving line of credit secured by the equity in the borrower’s home. The borrower can advance funds when needed. As the balance owed is paid down, it becomes available again.


Interested in learning more? Visit Us Today

Low Rates | Interest Only Payments | Easy Access to Funds
Payments based on Amount Uses | Auto Debit Discount

You can use a HELOC for a variety of things.


Home Equity Lines and Loans2 may be used for any purpose: Debt Consolidation, Home Improvements, Major Purchases (appliances, cars, RVs, boats, etc.). Refinancing of existing mortgage and any other miscellaneous purposes like vacations, medical expenses, etc1.

Couple painting the wall together

Home Improvements

Family on vacation

Major Expenses

Woman on the phone while fixing her sink of a possible leak

Unexpected Expenses

Happy husband hugging happy wife while wife hold paper

Debt Consolidation3

Find out how much home equity you can potentially access.

HELOC Calculator

1  Please consult your tax advisor concerning tax deductibility.

2  Products vary by state.

3  Debt refinancing is the replacement of an existing debt(s) by means of another debt with more favorable terms and/or conditions. Consult with a qualified Loan Officer for more details.

4  All programs subject to credit approval and loan amounts are subject to creditworthiness. Some restrictions may apply. The term, amount, interest rate and repayment schedule for your loan, and any product features, including interest rate locks, may vary depending on your creditworthiness and on the type, amount, and collateral for your loan.