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Business Checking Accounts

Overview

First United Bank has multiple checking account options available for all types of businesses, large and small!

United Business Free Checking
Designed for growing businesses to manage cash flow on the go
Opening Deposit
$100
Interest Earning:
no
Monthly Service Charge:
$0*
Key Benefits:
  • No monthly service charge
  • First 300 transactions are free
  • $0.35 per transaction if more than 300 debits, credits, and deposited items per month.
  • Online Banking & Bill Pay
See More
United Business
Designed for businesses with moderate to high checking activity
Opening Deposit
$100
Interest Earning:
no
Monthly Service Charge:
Key Benefits:
  • First 450 transactions are free
  • $0.45 per transaction if more than 450 debits, credits, and deposited items per month.
  • Online Banking & Bill Pay
See More
United Commercial
For commercial businesses with high balances & over 75 checks a month
Opening Deposit
$100
Interest Earning:
no
Monthly Service Charge:
$0*
Key Benefits:
  • Earn credit on a percent of the collected balance and offset transaction charges
  • Low maintenance fee
  • Online Banking & Bill Pay
See More
Opening Deposit Interest Earning Monthly Service Charge Key Benefits
United Business Free Checking
(Designed for growing businesses to manage cash flow on the go)Apply Now
$100no$0*
  • No monthly service charge
  • First 300 transactions are free
  • $0.35 per transaction if more than 300 debits, credits, and deposited items per month.
  • Online Banking & Bill Pay
See More
United Business
(Designed for businesses with moderate to high checking activity)Apply Now
$100no$9.95
how to waive

How can I waive the United Business monthly service charge?

Monthly service charge can be waived with: 
  • $15,000 Minimum Monthly Balance
Or
  • $50,000 Minimum Daily Loan Balance
×
  • First 450 transactions are free
  • $0.45 per transaction if more than 450 debits, credits, and deposited items per month.
  • Online Banking & Bill Pay
See More
United Commercial
(For commercial businesses with high balances & over 75 checks a month)Apply Now
$100no$0*
  • Earn credit on a percent of the collected balance and offset transaction charges
  • Low maintenance fee
  • Online Banking & Bill Pay
See More

Benefit Details

United Business Free Checking

  • Monthly CD-ROM statement (optional) $20 per CD
  • Free Business Visa Debit Card
  • Free Online Banking 
  • Free Mobile Banking
  • Free e-Statements

Monthly Service Charge may vary and is determined by transaction volume, services utilized and earnings credit for balances maintained

United Business

  • Monthly CD-ROM statement (optional) $20 per CD
  • Free Business Visa Debit Card
  • Free Online Banking
  • Free Mobile Banking
  • Free e-Statements

United Commercial

  • Monthly banking fees are determined by transaction volume, services utilized and earnings credit for balances maintained.
  • Checks and deposits (all debit/credit items) $0.25
  • ACH or EFT debits/credits $0.15
  • Foreign items $0.10
  • Local items $0.08
  • Charge-back items $2.50
  • Domestic wire transfer (incoming) $6.00
  • Domestic wire transfer (outgoing) $12.00
  • Rolled coin (per roll) $0.10
  • Strapped currency (per strap) $0.25
  • Re-cleared items $2.50
    * Monthly Service Charge may vary and is determined by transaction volume, services utilized and earnings credit for balances maintained
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