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October 2022

Trick or Treat, First United Family!

 

Can you believe the year is almost over? It seems like just yesterday we were chit-chatting about the summer sun, doesn’t it? Well, time flies when you’re trying to take care of yourself. Alas, it is the spooky season, and not just because of ghouls and goblins. Let’s talk about something scarier than ghosts. It's one of the worst tricks that gets played on us - unmanaged debt!

Imagine working a graveyard shift or a double shift and your paycheck ends up being made out to another person who hadn’t done even a single hour of work. That would be infuriating, confusing, and downright discouraging.

But that’s exactly what unmanaged debt does: it promises your earnings to others.

  Need a Trick?

 

Let’s put an end to that, shall we? To help you take the first steps toward managing debt we have two calculators for you that can help you see just how close you are to eliminating this drain on your finances:

Credit Card Payoff Calculator

Credit Card Payoff Calculator

Find out how long it will take for you to pay off a credit card.

CHECK IT OUT
Debt Payoff Calculator

Debt Payoff Calculator

Explore what it would take to pay off your personal loan early.

CHECK IT OUT

You can begin to get a visualization of the sweet taste of financial freedom with these calculators. Simply add your information and press Calculate. The calculator will do all the work! Easy, isn’t it?

But…what if the debt seems unbearable? Perhaps the debt appears to be more than you think you can eliminate. This visual can be sour, it can be bitter…and frankly, it can be disheartening.

That is just unmanaged debt trying to trick you! Because we’ve got some real treats for you to send those devious debts running.

  Here's a Treat!

 

Have no fear friends, the First United is here with treats just for you! If you’re looking for a variety of small, simple steps that can help you get out of debt, take a look at two of our many resources on the subject:

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Dave Ramsey: 27 Ways To Get Out of Debt

Here are some suggestions we trust that will improve your current financial situation.

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Webinar: The Great Debt Escape

Our Financial Well-Being team discusses debt elimination methods like the debt snowball and share joys of living debt free.

CHECK IT OUT

Your debt may think it’s going to trick you into being sad and defeated, but it’s time to treat yourself to the experience of a financially free life!

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