FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Manage day-to-day business with ease.

 

Orchestrating a business can be an around-the-clock job. First United checking accounts work to help your business streamline cash flow and simplify accounting – so you can stay focused on the things you know and love most.

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United Business Free

Ideal for sole proprietors, DBAs, nonprofits, and some small businesses.

  • First 300 transactions are waived1
  • No monthly service charge
  • Online and mobile banking5,6
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United Business

Meet the account designed with the small business in mind.

  • First 450 transactions are waived2
  • Online and mobile banking5,6
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United Business Interest Checking

An account that pays interest to sole proprietors, public funds, trusts, nonprofits and other eligible fiduciary accounts.

  • Interest earned on all balances
  • Online and mobile banking5,6
  • First 20 credits and 5 debits transaction are waived3
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United Commercial

Account for business customers utilizing Treasury Services. Engage with our Treasury Management Team to ensure this account is right for you.

  • Per transaction fees vary by type
  • Monthly fee varies by transaction volume, services utilized, and earnings for credit balances maintained
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Let's find the solutions for your business.

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Don’t forget these documents at account opening.

  • Sole Proprietorship: Proof of EIN Number and County and State filed Assumed Name Certificate(s)
  • Partnership: Proof of EIN Number, Partnership Agreement, and County and State filed Assumed Name Certificate(s)
  • Corporation: Articles of Incorporation, Certificate of Incorporation, and By-laws
  • LLC: Proof of EIN Number, Articles of Organization, Certificate of Organization, and Operating Agreement
  • Non-Profit: Proof of EIN Number, Minutes of the Organization, and Letter of Authorization

Manage and Grow your Business through cash management and protection tools.

 

Manage

Our products are designed to reduce costs by accelerating collections and controlling disbursements of your cash.

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Protect*

Our customized protective services, like Commercial Insurance Solutions through Unity Insurance, protect your business finances and manage risk.

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Borrow

Our variety of commercial loan options helps businesses finance their growth and achieve their financial goals.

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Ensure your cash grows as your business grows.

 

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Business Savings

Interest-bearing account for businesses of all sizes.

  • Interest earned on all balances
  • Online and mobile banking5,6
  • 9 waived debits per quarter4
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United Business Money Market Gold

Interest-bearing account that provides additional cash access options.

  • Interest earned on all balances
  • Online and mobile banking5,6
  • Access via check-writing and debit card 
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United Business Interest Checking

An account that pays interest to sole proprietors, public funds, trusts, nonprofits and other eligible fiduciary accounts.

  • Interest earned on all balances
  • Online and mobile banking5,6
  • First 20 credits and 5 debits transactions are waived3
LEARN MORE

Which account is best for you?

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  • Not insured by FDIC. Not a deposit or other obligations of, guaranteed by the bank. Subject to investment risks, including possible loss of the principal amount invested.
  1. $0.35 per transaction if more than 300 debits, credits, and deposited items per month.
  2. $0.45 per per transaction if more than 450 debits, credits, and deposited items per month.
  3. First 20 Debits & 5 Credits free ($0.07 per transaction thereafter) per statement cycle.
  4. $4.00 charge per debit in excess of 9 per quarter.
  5. Message and data rates may apply. Such charges include those from your communications provider.
  6. Registration/Activation required.