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You’re one-of-a-kind. Let’s keep it that way. 

Peace of mind isn’t “nice to have” – it’s a must. At First United, we take all measures to help keep you protected along your financial journey, so you can stay focused on pursuing your passions.

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Full-Featured Checking

Online banking and more — all the features you need to bank on your terms.

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Cell Phone Protection

In the unfortunate event your cell phone is damaged or stolen, Cell Phone Protection may reimburse you the cost to repair or replace your device.2,5

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Identity Protection

IDProtect® helps to safeguard you and your family from the rising threat of identity theft.1

Get protected today. START HERE

The safe and easy way to protect what matters most. 

You asked and we listened. Secure Checking with IDProtect® includes a comprehensive set of security features designed to give our customers the peace-of-mind they’ve been looking for.

Online Banking6,7

Coverage for You and Your Entire Family1

Cell Phone Protection2,5

3-in-1 Credit Report
registration/activation required

Online Bill Pay

Credit Score3
registration/activation required

Identity Monitoring
registration/activation required

Credit File Monitoring4
registration/activation required


Identity Theft Expense Reimbursement Coverage2

Comprehensive Identity Theft Resolution Services

Debit and Credit Card Registration
registration/activation required

No-Fee Foreign ATM Withdrawals9

$100 Off Mortgage Closing10

Touch/Face ID Mobile Banking


Instant Issue Debit Card11

Mobile Check Deposit

Experience personal protection & peace of mind with IDProtect®

Register Now

A different kind of bank.

First United Bank is a financial services organization dedicated to helping you protect and make the most of your assets. But we’re a lot more than that. Banking and finance are what we do, not who we are. We invite you to discover what makes us unique.

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Spend your next chapter Wisely.  


The best way to assure financial security for you and your family is to build a solid plan now, so you can be worry-free and happy in your senior years.


†  Monthly service charge of $6.95. $100 minimum opening deposit required.

1  Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family Members include your spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2  Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

3  Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

4  Credit file monitoring may take several days to begin following activation.

5  Cellular bill must be paid through First United Bank Secure Checking Account. Does not include lost devices. For stolen devices, a police report is required. Coverage applies on up to four phones on cellular bill. Two claims per twelve month period, up to $400 per claim, $50 deductible.

6  Message and data rates may apply. Such charges include those from your communications service provider.

7  Activation/registration required.

8  $9.95 per card.

9  We'll waive 5 non-First United Bank ATM cash withdrawal fees per month.

10  Mortgage must be auto drafted from First United Bank checking account. Applies to secondary market mortgage loan only.

11  Additional replacement cards may be subject to a fee.