Build strong saving habits from the start. 

It’s smart to start your savings journey early. The SmartStart Kids Club is designed to help youth start smart, healthy financial habits.

Two boys playing with coins on a table

Easy to get started

Open your account with a $10 deposit.

Girl writing on calendar

$0 Monthly

No monthly service charge.

Contact your community bank. START HERE

Start smart, save early.

Earns Interest


No-Fee Foreign ATM Withdrawals2

A different kind of bank.

First United Bank is a financial services organization dedicated to helping you protect and make the most of your assets. But we’re a lot more than that. Banking and finance are what we do, not who we are. We invite you to discover what makes us unique.

Happy senior couple

Spend your next chapter Wisely.  


Parents protect their children in many ways, but you may be overlooking one thing: their credit score. Here’s what you need to know to help your child have a clean financial slate for starting their life.


1  Registration/Activation Required.

2  We'll waive 5 non-First United Bank ATM cash withdrawal fees per month.