Hungry for Good Credit? Top Tips to Help You Dish Up Your Dreams

Financial well-being November 04, 2021 By Raquel Collings

No matter what stage you are in on your life journey, chances are you are cooking up some dreams and goals. You may be planning to buy a new home or car within the next year, thinking about pursuing more education or hoping to pay down your debt. We are here to support you on your journey and share some tips and resources to help you craft your recipe for good credit.

Gather Your Ingredients

Find out more about your current credit score - Requesting and checking your own credit report won't affect your score as long as you order your credit report directly from the credit reporting agency or through an organization authorized to provide credit reports to consumers.

Make a list of all your bills - If you have missed payments, get current and stay current. The longer you pay your bills on time after being late, the more your score should increase. Older credit problems count for less, so the impact of past credit problems on your score fades as time passes and as recent good payment patterns show up on your report.

Bring it all together

After you have your current credit report and know more about your bills, it’s time to bring the ingredients together and get to work.

  • Use our “Credit Score Tips and Best Practices” Guide to learn more about credit and how to use it wisely.
  • Leverage this resource from the Consumer Financial Protection Bureau to perform a deep dive into your Credit Report.
  • Watch our video series, “Survive. Revive. Thrive.” In the ‘Thrive’ video, we guide you through using the Debt Snowball and Debt Avalanche techniques for becoming debt free.

Connect and Learn More

Hungry to raise your credit score? Join us Thursday, December 9th, 2021 for a live virtual Spend Life Wisely event, “Recipe for Good Credit”. We will have special guests Jennifer Henagar-Financial Well Being Director, Ross Davis-Commercial Lender and our Chef, Justin Germany. While Jennifer and Ross are sharing tips on deconstructing and improving your credit, Justin will also be walking participants on deconstructing some Chicken Enchilada Tacos with a healthy, dinner recipe. You can listen and learn while you cook, and we can grow, connect, and dine together virtually.

  • REGISTER NOW to reserve your seat for the event.
    Recipe for good credit QR Code
  • DOWNLOAD the recipe “Deconstructed Chicken Enchilada Taco” to make sure you have the ingredients. 
  • EMAIL US at financialwellbeing@firstunitedbank.com with your credit questions.  We will be selecting questions to answer live during the event.  

Thank you for trusting First United to help support you on your financial journey. We look forward to seeing you there!

By Raquel Collings