Protect Your Family's Identity with Secure Checking

Financial well-being January 07, 2019 By Jennifer Henagar

Let’s face it: finding out you’re a victim of identity theft after it happened is like being run over by a bus after you’re lying in the middle of the road surrounded by eye-witnesses, all telling you that you were hit by a bus. It would have been far better if one of the witnesses would have moved you out of harm’s way to prevent the accident from occurring in the first place. Today, we want to help protect you from a catastrophe before it happens. 

How? By telling you about a checking account that will benefit you greatly in the event you were to become a victim of identity theft. According to a Javelin Strategy & Research Report in 2016, 15.4 MILLION U.S. Consumers had their identity stolen. 

Secure Checking is not your “Plain Jane” checking account. Yes, it definitely has all of the same great features of a checking account, but it provides much more. Credit monitoring, total identity monitoring, identify fraud expense reimbursement, and 3-in-1 credit score are all integrated into Secure Checking. That’s a lot of perks for a low monthly fee of $6.95. By the way, Secure Checking will cover your spouse and child(ren) who reside in your household up to age 26 all for the same low monthly fee. 

Credit monitoring regularly checks credit reports for indications of fraud. Did you hear about the Equifax breach? Credit monitoring is a way to check if someone is applying for credit using your personal information. Secure Checking allows you to set up the credit monitoring service, and will notify you when/if your credit is being used to apply for loans. 

Total Identity monitoring tracks personal data on illicit websites as well as public records. Databases are monitored for information that may indicate suspicious activity. Alerts are triggered by data inconsistencies in name, address, phone number, and/or social security number. 

Identity restoration services support and assist the identity service company (ID Protect) with recovering your identity and provides up to $10,000 in reimbursement for costs related to the process of legally restoring your identity. 

In addition, you have 3-in-1 credit report access. That’s the icing on the cake, giving you access to all three credit reporting agencies and your Experian FICO credit score. You won’t have to guess about your credit anymore because Secure Checking lets you view your credit report including scores from all three credit bureau agencies (used by 90% of lenders). Talk about peace of mind!

Still not 100% sure? First United wants you to try it before you commit, so stop by your local community bank to sign up for Secure Checking. We will even waive the monthly fee for the first 90 days so you can try it on for size. You can cancel at any time; however, you will most likely find the $6.95 value is much better than a Starbucks latte. And coffee doesn’t give you peace of mind! You can also keep your same account number. It is truly a simple and easy process that you won’t regret.

By Jennifer Henagar

Director of Financial Well-Being, First United Bank - Durant

Jennifer Henagar has worked in the financial services industry for over 20 years. She is currently the Financial Well-Being Director but has a diverse background in Wealth Management, Human Resources, Organizational Development, Executive & Professional Coaching, and various positions at a Credit Union. 

Jennifer graduated with a Bachelor’s degree in Finance from Southeastern Oklahoma State University and a Master’s degree in Business Administration from Texas Woman’s University. She obtained her graduate certificate in Executive and Professional coaching from the University of Texas at Dallas in 2015 and earned her Ramsey Solutions Master Financial Coach designation in 2016. 

Jennifer and her husband Greg live in Atoka County and have five children and two grand-children. For fun, the family enjoys bowfishing and traveling to new places.