Summer Savings

Financial well-being June 10, 2022 By Lisa Crawford

Ahhh…it’s Summer time! The sun is up, the flowers are in bloom, and spirits are bright…but, you know what else has been up?


(Not sure what inflation is all about? Check out this article from Banzai about inflation and its characteristics!)

In essence, inflation is the measure of overall rising prices. And, as you read along, you might learn that inflation isn’t truly the ugly beast we think it is…in fact, it can serve specific purposes. Nonetheless, we as consumers don’t enjoy the impacts of inflation, but we must face it in certain cycles of our economy.

Think of a seemingly perpetually starved beast, taking bites out of your purchasing power with every percentage increase. It’s horrifying, and frankly, it can be discouraging to everyone. Though some prices have improved, it’s still concerning to see the prices of our dearest essentials increase for an extended period of time. Have no fear; the Financial Well-Being Team is here! While we can’t magically wish away inflation, as much as we’d love to, we can provide you with tools and tips to save through the summertime as we beat the heat of inflation.

So, what can we do?

  1. Let’s start with finding ways to save money, in general. If we are already saving as much money as we can, it will be easier to withstand the pressures of inflation. For your viewing pleasure, be sure to download our 100 Hacks to Help Save You Money! These tips are useful anytime and anyplace.

  2. Next, let’s discover a spirit of contentment and the ability to be a good steward of the money you’ve received. No need to miss what we don’t have, anyway, so let’s appreciate what we do have! Take a look at this article, “Tips for Managing Your Finances Well,” by Jennifer Henagar, Director of Financial Well-Being here at First United. These tips provide a list of habits you can develop to maximize the development of your savings. Remember, building a habit is like building a muscle; it doesn’t happen overnight, but with time, effort, and consistency, you can see extensive results.

  3. Finally, let’s compile a list of joyful alternatives to our more costly desires. For this, I implore you to review this article, “Budget Friendly Summer”. Here, I'll provide insight on the purpose of summer spending and the resources discovered that help identify memorable, yet cost-effective methods of making the summer a season to remember. Consider making a list of fun things you and your loved ones like to do that fit your budget, or don’t cost anything at all!

With all being said, let’s recap our action steps


Use the 100 Hacks to Help Save You Money to get you started!


Read “Tips for Managing Your Finances Well” for inspiration on contentment and stewardship!


Read “Budget Friendly Summer" for ideas to keep your summertime fun and free!


By Lisa Crawford

Financial Well-Being Specialist, First United Bank - Marble Falls

Lisa Crawford has over 15 years of banking experience and works at our Marble Falls location. She graduated from the University of Texas in Tyler with a Bachelor of Business Administration in Accounting. Lisa has been blessed in the accounting profession as an oil & gas accountant, and in the banking industry in Texas and Missouri as a Controller, corporate accountant, and financial analyst. 

Lisa’s passion and ministry have been helping and teaching others to become financially free. Now, as a Financial Well-Being Specialist with First United bank, she will be helping employees, customers, businesses, and organizations learn to “spend life wisely.” 

She and her husband of 30+ years have two daughters, one son-in-law, and the two best and most beautiful grandkids in the world.